Collect Online Payments via WhatsApp and Facebook

If you are a small business or a startup looking to collect online digital payments from Credit / Debit cards, net-banking and you couldn’t afford the fancy swiping machine or a costly payment account. Now you can simply share payments link via Whatsapp, Facebook, SMS, e-mail etc and your customers can pay online easily with the comfort of home and the amount gets settled in your bank account in 2 days.



Your business can be any form (legal) business and this works with all sorts of entities ranging from Proprietorship to Private / Public Limited.

All you need is a digital presence for your business. It can be either a website or a Facebook page which explains the nature of business clearly.

Your basic KYC documents such as PAN card and address proof which can be photographed and uploaded easily.

How does it work?

You Sign up for Instamojo payment gateway here and fill out all the required details.

Download their Android app and sign in with the account created. (Optional)

Create Payment links in the app/website and it lets you share the link via different digital mediums.

Clients click on the link and make payments online and it gets settled in your bank account in 2-3 business days.

How much does it cost?

There are no Signup or setup costs or monthly charges involved. All you have to pay is 2% + ₹3 per transaction. You also have the provision to charge this fees to the customer.

For eg, for a normal transaction of 1000 Rs, You will be charged ₹20 + ₹3 = ₹23 and you will get ₹977 deposited in your account. If you choose to charge this fees to the customer, they will be charged ₹1023 and you will have ₹1000 deposited on your account.

How long does it take to setup?

You can get started in few mins. All you need is to signup using this link and you can start collecting payments immediately. However, it will take around 2-4 days to get your account and documents verified, till then you can collects payments up to a total of ₹20,000 only. Once your account is approved, the limits are removed.

Other Features

You can use this as a proper payment gateway and also use it to integrate this into your website, mobile app, and e-commerce site(s).

You also can use this payment gateway as your own e-commerce store and you can find the steps to do so in the below articles.

Best Payment Gateway for Startups in India

5 Steps to create your free online store without coding in less than 30 minutes

Sign up now and start collecting digital payments immediately. Also, you will get ₹500 signup bonus for using our special link once you finish collecting your first payment and your documents are verified. It might take up to 30 days for the signup bonus to get deposited in your account.

We have been using Instamojo for the past 3 years and are completely satisfied with them. We are also Instamojo certified partners and if you have difficulty configuring it, feel free to contact us and we will help you.

This article is part of the 100 Day blogging challenge and if you would like to get regular updates from this blog, please subscribe using the below form.

1 comment on “Collect Online Payments via WhatsApp and Facebook”

  1. Priyanka Reply

    That’s good as we can collect money easily. Its an useful article. Keep going.

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